Sending Money to India

What is the cheapest way to send money from the US to India?

Quick answer

Compare how many rupees actually arrive, not the advertised fee. The real cost is the fee plus the exchange-rate markup over the mid-market rate, and the World Bank puts the global average cost of sending $200 at 6.49% (Q1 2025).

How to Send Money from the US to India (and Pay Less)

The cheapest transfer is the one that delivers the most rupees for your dollars. Add the upfront fee to the hidden exchange-rate markup, and compare that total across…

4 min read · Updated November 7, 2026

How to Send Money from the US to India (and Pay Less)

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