For Indians and NRIs living in the US
Money across India and the US.
Clear answers to the questions the big US finance sites skip: moving money home, keeping Indian accounts, reporting them to the IRS, building US credit and planning a move back.
What do you need help with?
Sending Money to India
What is the cheapest way to send money from the US to India?
Indian Accounts from the US
Which Indian bank accounts can I keep while living in the US?
US Tax & Reporting for India Assets
What do I have to tell the IRS about my money in India?
Credit & Banking in the US
How do I get started with credit and banking in the US?
Retirement & Moving Back to India
What happens to my US retirement savings if I move back to India?
US Calculators
Which calculators are available for the US?
Latest guides
How to Send Money from the US to India (and Pay Less)
The cheapest transfer is the one that delivers the most rupees for your dollars. Add the upfront fee to the hidden exchange-rate markup, and compare that total across…
Indian Accounts from the USNRE, NRO and FCNR Accounts Explained for US Residents
Use an NRE account for money you earn abroad, an NRO account for income that arises in India, and FCNR(B) deposits if you want to hold dollars in India. NRE interest is…
US Tax & Reporting for India AssetsFBAR and FATCA: Reporting Indian Bank Accounts to the US
If your Indian and other foreign accounts together exceed $10,000 at any point in the year, file an FBAR (FinCEN Form 114) by April 15, with an automatic extension to…
US Tax & Reporting for India AssetsIndian Mutual Funds and the US PFIC Rules
Once you are a US tax resident, Indian mutual funds are generally treated as passive foreign investment companies (PFICs). Under the default rules, gains and large…
Credit & Banking in the USHow to Build US Credit as a Newcomer from India
Your Indian CIBIL history does not transfer automatically, so start right away: get an SSN or ITIN, open a US bank account, and take one starter credit card. Pay the…
Retirement & Moving Back to India401(k) and IRA: What Happens If You Move Back to India
You keep your 401(k) and IRA when you move to India. Most people leave the money invested or roll the 401(k) into an IRA, because withdrawals before age 59½ generally…